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Here are some FAQS or Frequently Asked Questions about Edmonton Truck Credit used truck and car loans.

These are some of the most frequently asked questions we receive about good credit and bad credit car loans.
The major credit bureaus in Canada use complex algorithms to provide creditors or lenders with a Beacon or three digit Credit Score in between 300 to 900. Length of employment, length of residence, credit payment history and a host of other factors are used to calculate a credit score. Some banks and large creditors use their own credit scoring algorithms. Most lenders use different credit score ranges to determine interest rates they charge and whether a person has good or bad credit..
How much money you can borrow depends on your income, employment history, credit history and many other credit factors. The longer the term, the more you will be able to borrow. The easiest way to find out is to apply to Edmonton Truck Credit to get pre-approved..
Yes you can use Bitcoin. You can buy a car or truck with Bitcoin. You can also use Bitcoin for a down payment, and in some cases, you can even make monthly payments in Bitcoin.
Down payments are rarely required with Edmonton Truck Credit. However, a down payment will bring down the sale price, and allow you to pay off your loan faster and with less interest over the life of your loan. Loan terms vary according to individual circumstances and every customer is unique.
Our entire website is secure to protect your privacy. You will find more information on our Privacy Statement..
A cosigner is very rarely needed at Edmonton Truck Credit. However, a cosigner with a high credit rating can lower your interest rate and payments.
Credit Score algorithms factor in your history of applying for credit. If you apply at a dozen places while shopping around for a car loan, it will probably have a negative effect on your credit rating. Every time you apply for credit it is recorded on your credit report. When you apply at Edmonton Truck Credit, we avoid putting your credit rating through unnecessary risk with our guaranteed credit approval..